Back to school. Whew! What a relief. Although I
don't look forward to the school supply lists and
shopping in preparation for the big day, I am grateful
for the peaceful days that lay before me. I love my
kids, but don't love those long summer days playing
referee to numerous sibling conflicts between three
teens and one pre-teen, each individually determined
to have the day go their way.
Two and a half months later I'm ready to all but
push them out the door to go back to school! But
really, I have to congratulate the kids. That no-one
suffered severe injury during all that head butting is
truly a miracle! Safely surviving the summer, they
now get ready to bravely walk the halls of peer
scrutiny. Hard to believe that they could actually be
excited about it. But, they are, as they have always
been each year before, eagerly anticipating the big
day.
I've pretty much got this back to school
readiness thing down to a science by now. My
oldest of four children is entering the 10th grade and
the youngest is starting 4th. Here's how I deal with
the back to school essentials:
Know what is "essential"
You have your "back to school" list. Stick to it.
Your kids may try to convince you that they
absolutely have to have that pack of 20 different
colored gel pens. Your answer(or rather
question): "Where is it written?"
Set Limits
You know how much you have to spend if you're
following any kind of budget. And, everyone should
be.
Negotiate
When you have more than one child to prepare for
school, you have to negotiate sometimes. Give and
take. For example, one child may acquire an
abundance of clothing in hand me downs, which
happens more often than not in a family with three
girls as we have. This leaves the oldest child in need
of more clothing than the others since there is little
or no existing wardrobe to supplement the limited
new wardrobe. The older child might forego a new
backpack for more new clothing and allow the
younger child to sport the new backpack. The older
child uses a backpack that survived the previous
year.
I use certain shopping standards and tactics for
most back to school purchases:

Back to School Clothing
Although my budget surely doesn't allow for a
completely new school wardrobe for everyone, I do
manage a few new outfits for each child and a new
pair of shoes. If I didn't I would never be able to
shake the shame of all the "I can't go school the first
day in the same old clothes and shoes!" cries.
I have found that once you're past the first few
days, it doesn't really seem to matter. After the first
few days, all first impressions are written in stone
and there's no turning back. Everything is old news
by the second week of school. Realizing this, I know
a few new outfits will suffice for the beginning of the
school year. I usually add new outfits throughout
the year as my budget allows and always include
some new clothing in the Christmas gift list for each
child.
Of course, I prepare early on, catching all the
sales and scanning all the clearance racks. Many
times, I will purchase school clothing many months
ahead of time when the winter inventory goes on
clearance at the stores. If you do this, remember to
allow for growth by the time they are to be worn.
I'm pretty good at guestimating future sizes.
If you only have one or two children, the back to
school clothing budget may not be as challenging for
you. But with four kids, I use every money saving
tactic known to keep costs down.

Backpacks and Zip Binders
These two items will likely be some of the priciest
on the school supply list. That is, next to the
infamous TI83 calculator that most 7 graders and up
require. I have to mention that recently I saw a
headline of financial news that read something like
this, "Texas Instruments reports profits at all time
highs last month." Well, there's no big surprise
there! I couldn't help but laugh.
Backpacks and binders are always used until they
fall apart in our house. Most backpacks are machine
washable and weather a washing pretty well. I
usually let them air dry on a sunny day. New
backpacks and binders(on sale), or nearly new ones
(acquired at thrift stores and yard sales,) are
purchased only in the absence of a suitable leftover
from the previous year.
It's true that the more expensive backpacks (like
jansport) really do last longer. My kids have been
through 2, sometimes 3, of the cheaper ones in years
time. My oldest daughter has a Jansport going on
it's 3rd year. That makes it the best bargain in the
long run. Look for the better brands on sale or off
season!
I have found that sometimes two zip binders are
better than one. Rather than pack one binder to a
bulging breaking point, divide subjects into two
binders and they will last longer.

The Infamous TI83 Calculator
I can't imagine my father's face if the school had
told him I needed a calculator that costs roughly
$100 I chuckle at the thought! But, it's no laughing
matter today. In most school systems the TI83
calculator is a requirement today for any child
entering a pre-algebra course. The best retail price
I've seen for this one hovers around the $70 mark.
That's with a sale price and a rebate.
I have seen many listed on e-bay. The ones I've
watched, depending on how "used" they are range
from $45 to $60 average and you have to pay
shipping costs ranging from $10 to $20 Someone
once said they were lucky enough to find one in a
pawn shop for about $45.
If you really can't afford one of these calculators
don't worry. Call your school to inquire what options
they have for those situations. Many classrooms
have calculators that can be borrowed during class.
Many schools offer a rental program for about $10
per semester. This can be a big help if you have
more than one child that needs the calculator.

The Rest of the List
Pencils, pens, paper, notebooks, rulers, glue,
book covers, etc., etc., etc...
Each year the office supply stores and department
stores offer drastically reduced leader items to get
your back to school supply business. The hope is
that you plan to do all your school shopping in one
trip and they'll make up for it on other necessary
items.
Usually, one or two items are featured each week
for several weeks prior to the start of school.
Crayons, pencils, markers, paper, and rulers, just to
name a few can be purchased for as little as .10
cents a piece!
I purchase enough of those items when they are
on sale to last the entire year. I even have an
accumulated stash that is carried over into the next
year. So, if I get strapped for money, I won't have
to purchase some items at all. Keep your eyes on
the sales flyers and buy only those items that are
sales leaders at each store you frequent. Go back to
the stores as other items go on sale.
Watch for rebates during the back to school
season. Many national drug store chains, with
rebate programs, offer school supply sales in addition
to rebates that result in free items.
For the most part, I use all the money saving
strategies that I use year round to save on back to
school supplies. As with any budget expense,
combining money saving strategies to maximize
savings is the best strategy.
Planning and budgeting for back to school
supplies is the best strategy. A good budget plan is
like a good friend. It keeps you strong and
steady.
Cheryl Johnson is a mother of four helping herself
and others become and remain debt free. Publisher of
Simple Debt Free Living at http://w
ww.simpledebtfreeliving.com - a self-help plan,
ideas, and resources for a simple proven debt
elimination strategy, household budget planning,
frugal living, and practical home
business ideas . Money saving tips for monthly
bills, home decorating, gifts, weddings, groceries,
clothing and much more save money every day.
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Tips to save you money on back to school
supplies. Planning and a good shopping
strategy are essential to maximize savings on back to
school shopping.